California — landlord and rental rules

3 rules across 3 topics, including the county and state rules that bind here. Last verified 2026-08-01.

Rent controlVacancy decontrolOther

Rent control

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AB 1482 caps increases at 5% plus CPI, to a 10% ceiling
Californiamedium confidence

Verified on 2026-08-01 — 61 days ago.

The Tenant Protection Act caps annual rent increases at 5% plus CPI, with a hard ceiling of 10%, on housing built more than 15 years ago.

The 15-year window rolls forward, so a building drifts into coverage with age rather than being fixed by its construction date at purchase.

Annual cap
10%
Construction
Built before 2011

In effect since 2020-01-01.

Sources

  • California Tenant Protection Act of 2019 (AB 1482) — Cal. Civ. Code §1946.2, §1947.12

Vacancy decontrol

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Costa-Hawkins preserves vacancy decontrol
Californiamedium confidence

Verified on 2026-08-01 — 61 days ago.

Costa-Hawkins exempts post-1995 construction and single-family homes and condominiums from *local* rent control, and preserves the landlord's right to reset rent to market on vacancy.

It does not help at the affordable end, because affordable stock is old stock: the buildings a small investor can actually buy are usually the ones Costa-Hawkins does not exempt.

Vacancy decontrol
Yes — rent resets on vacancy
Construction
Built after 1995

Sources

  • Costa-Hawkins Rental Housing Act — Cal. Civ. Code §1954.50 et seq.

Other

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Insurance is a live underwriting problem, not a line item
Californiamedium confidence

Verified on 2026-08-01 — 61 days ago.

FAIR Plan policies are up 139% since 2021, habitability claims are now commonly excluded, and earthquake cover is excluded from every standard policy.

Get a bindable quote before removing contingencies. An insurance assumption carried over from another state is the single largest silent error in a California pro forma.

Fair plan increase since2021
139%